How drinking on christmas could invalidate your travel cover
Drinking while on christmas could risk invalidating your travel cover.
That’s the warning being issued by Money Saving Expert Martin Lewis come early july.
The financial expert said there are numerous ways holidaymakers could invalidate their insurance while abroad also it includes having several drinks.
If you lose something or have a major accident, the insurance coverage may not cover you if you have had a glass or two or two.
Mr Lewis said: “But just how many drinks are way too many? The rules are helpful hardly, with all insurers having their very own interpretations – which range from the vague “drinking much&rdquo too; and “alcoholic abuse” to “four pints&rdquo approximately;.”
Other risks include allowing a stranger to take your phone/camera for an image and they elope with it.
Leaving valuables behind when taking a dip can be using fire for tourists as it’s an invitation for thieves to steal something. Taking it turns to go in the pool can be a wiser option.
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Storing valuables in your accommodation is another invitation for valuables to go missing, the Birmingham Mail reports.
Mr Lewis’ website, moneysavingexpert.com, says if something disappears following a cleaner or another person with usage of your room has been there, a potential insurance claim may very well be rejected.
Using the hotel storage room could be a problem. That’s because many insurers class anywhere leaving your bags, if it&rsquo even;s a storage room, to be left unattended.
Delaying your claim can too cause issues. Plans specify that you need to do that within 24 to 48 hours.
Holidaymakers may also be warned over doing an unknowingly “dangerous” activity which might not be included in your policy. Restrictions could include jet skiing, scuba or riding a motorbike so it is always far better check what’s included in your policy.
following safe practices rules can be a concern
Not. Mr Lewis’ website says: “If you don’t obey, don’t expect the insurer to handle any claims, eg, not wearing a helmet when skiing.”